Can You Get a Non-QM Loan After Late Payments or High Credit Card Balances?
A few late payments during a rough stretch. Credit cards that crept up while you covered a medical bill, a move, or a slow season at work. If this sounds familiar, you may have already assumed a mortgage is off the table for the next several years. For traditional lenders, you might be right. But […]
Your Guide to Recent Credit Event Loans
Life doesn’t always go as planned. Unexpected things like job losses, medical bills, and other challenging situations can completely disrupt your credit. If you’re experiencing the aftermath of a foreclosure, bankruptcy, or short sale, you might feel homeownership is out of reach for good. Luckily, it doesn’t have to be. At Homespring Mortgage, we believe […]