Non QM Loans Archives - Page 2 of 3 - The Largest Non-QM Mortgage Lender in South Carolina

Tips for Medical Professionals to Secure the Best Loan Terms

As a medical professional, you’ve worked hard to establish a successful career dedicated to serving others. As you embark on the journey to homeownership, securing the best loan terms is essential to achieving your financial goals. At HomeSpring Mortgage, our mortgage brokers understand the unique needs and challenges medical professionals face when obtaining home loans.… Continue reading Tips for Medical Professionals to Secure the Best Loan Terms

Securing a Mortgage Today: Expert Advice from a Broker

Securing a mortgage in the ever-evolving real estate market can seem like navigating uncharted territory. However, the path to homeownership becomes more straightforward with the proper guidance and expertise. As experienced mortgage brokers, we understand the nuances of today’s market and are here to provide valuable insights and expert advice to guide you through the… Continue reading Securing a Mortgage Today: Expert Advice from a Broker

Everything You Need to Know about Foreign National Loans

Foreign national loans are mortgages designed for borrowers who are not U.S.-born or naturalized citizens and want to buy property in the United States. These loans have requirements and interest rates that slightly differ from standard Fannie Mae or FHA loans. In this blog, we’ll discuss everything you need to know about foreign national loans and… Continue reading Everything You Need to Know about Foreign National Loans

Tips for Saving for a Down Payment

Buying a home is a significant investment, and one of the largest expenses is the down payment. However, it’s a common misconception that you must make a 20% down payment on a mortgage. While putting 20% down will allow you to avoid paying for private mortgage insurance, lenders seldom ask for that large a payment.… Continue reading Tips for Saving for a Down Payment

How to Pay Off Your Mortgage Faster

For most homeowners, a mortgage is the most significant financial commitment they’ll ever make. While the prospect of owning a home is exciting, it’s common to dream of when that mortgage is paid off, and you truly own your home outright. The good news is that you don’t have to wait the entire mortgage term… Continue reading How to Pay Off Your Mortgage Faster

What are the Marks of a Top Non-QM Mortgage Lender?

So much has changed over the past three years – and in mortgages, especially over the past several months. We have been enjoying historically-low interest rates for many years

Is Now a Good Time to Find a Mortgage Lender?

If there is one thing that we know for sure when it comes to the economy this next year, it is that nothing is certain! With the cost of living on the rise,

New Home in 2023? Yes! Five Reasons to Ditch Renting

As we roll into 2023, now is the perfect time to consider buying a home. Buying has many advantages over renting, even with interest rates higher than they

How to Get Your Offer Accepted – Skip the Pre-Approval

It’s hard to believe that the summer is behind us, that kids have returned to school, and the holidays will soon be upon us.

Interest Rates on the Rise – Is a Condotel a Wise Investment?

It seems like interest rates have been locked in for so long, we have all forgotten that they are historically low and not the norm.

Testimonials

Testimoial 1

Another couple weeks and we will have been in our new house 1 full year! What a journey – and thanks to you and HomeSpring it didn’t hurt too much, once I found you! Being Self-employed with some “past credit challenges” put me right into your preferred client range. Before you, we went through a multiple-months long, excruciating experience with another lender that didn’t work for us. Once we found you, the approval process was quick and painless! We had Schumacher Homes build our home and they told me your company was the quickest, easiest to work with and most enjoyable lender they have worked with… They’re nationwide and I believe they built about 200 homes in the Lowcountry last year. To underscore your ease of use… we refinanced the house after 6 months with a well-known national bank. What a pain in the butt! Took 3 months, we had to resubmit our financials every month and we had to work hard to get the refinance! Thank God that’s over!! Rest assured I’ll mention Chris Lathbury and HomeSpring Mortgage to anyone I meet who may need you! If you need a reference, feel free to pass on my name and I will sing your praises!! Thanks for all your work and help in making such a potentially stressful process go so well!

Testimonial 2

I want to say thank you to Chris Lathbury and the entire team at HomeSpring Mortgage for being so wonderful and gracious to me during the entire application, underwriting and funding process for the purchase of my home. It didn’t stop there Chris was very active in servicing the loan after funding. Whenever I would reach out with a question or had a concern Chris would always return my email or call within 24 hours max. Thank you from the bottom of my heart for all your help in accommodating the loan process to align with my relocation and new job appointment. It has been a pleasure to work with all of you! I highly recommend Home Spring Mortgage for all your real estate loan needs, you will not regret it.  
Firstly, it is a major task to apply for and be approved for a mortgage and when going through that process you want a mortgage lender that understands your specific needs and how to make that a reality. HomeSpring Mortgage is that company. After dealing with several lenders and their numerous delays I found Chris and HomeSpring. They were professional, communicative, truthful and a company that gets the job done. HomeSpring is the way to go when looking to finance your home. Solutions is what they are about.

Testimonial 3

My clients and I found Chris after another lender let us down. He listened to us, looked over our contract, and even spoke with the seller of the home my client’s were purchasing to help salvage the deal. With an incredibly tight timeline, and tons of emotions, Chris was the true hero in this transaction and made it happen for us. Words truly do not express the level of gratitude I feel for how hard he worked for us. To say he went above and beyond is an understatement. This was my first time working with Chris, and the person who referred me to him told me he has a heart of gold, and he did an outstanding job living up to that reputation. He will be my go-to for these unique financing situations from now on!

Drew K

Hey Norb – We just closed and I just wanted to reach out and sincerely thank you, Chris, and HomeSpring Mortgage for working with us on this. As you can imagine, we’ve had a very difficult time getting back in the good graces of lenders, especially on this scale, and needed a chance, and ya’ll gave us that. We’re excited about being able to do our renovation project now, when only a month or two ago it was looking highly unlikely. Also, I appreciate the timeliness and level of communication that ya’ll showed throughout the whole process, which made everything run smoothly.

Our intentions are to not stick around at the higher rate for the long term, as I’m sure you can understand, when hopefully rates come down at some point and our credit profile should continue to improve. Whenever that time comes, we will most certainly work with y’all again to hopefully capture a lower rate. Thanks again!

Drew K