The Impact of Rising Property Tax & Insurance Costs on Mortgage Affordability
In 2025, rising home insurance premiums and property taxes are reshaping the very idea of mortgage affordability. And if you’re in the market for a Non-QM loan, those shifts matter even more. You might not qualify for traditional financing because you’re self-employed, a real estate investor, or working with unique income documentation. But even if […]
All About Asset-Based Lending
Most borrowers are ready to share tax returns, pay stubs, W-2s, and other proof of income when applying for a mortgage. But what happens if you don’t have a traditional income stream but still have significant assets and strong financial stability? That’s where asset-based lending comes in. At Homespring Mortgage, we understand that financial strength […]