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Getting approved for a mortgage can feel overwhelming—especially if your income or financial situation doesn’t fit the standard “9-to-5 W-2” mold. That’s where Non-QM (Non-Qualified

Life happens. Whether it was a medical emergency, job loss, or financial hardship, going through a bankruptcy or foreclosure can feel like the end of

Receiving your mortgage statement in the mail (or via email) can sometimes feel like staring at a foreign language containing a jumble of numbers, terms,

In 2025, rising home insurance premiums and property taxes are reshaping the very idea of mortgage affordability. And if you’re in the market for a

Most borrowers are ready to share tax returns, pay stubs, W-2s, and other proof of income when applying for a mortgage. But what happens if

For self-employed borrowers, real estate investors, and other individuals with non-traditional income sources, bank statement loans provide a flexible alternative to conventional mortgage financing. Unlike

When it comes to mortgages, most people think conventional loans are the only way to go. But what if your income doesn’t fit inside that

If you’re a healthcare professional looking to purchase a home, you may have encountered a Qualified Healthcare Professional (QHP) Mortgage. But what exactly is it,

Are you an investor trying to fund rental properties? If so, you’ve probably encountered a few hurdles when getting a traditional mortgage. It can be

Flexible Criteria: Income Verification: Non-QM loans often allow alternative methods for verifying income, such as bank statements, asset depletion, or profit and loss statements, rather

Life doesn’t always go as planned. Unexpected things like job losses, medical bills, and other challenging situations can completely disrupt your credit. If you’re experiencing

The real estate landscape constantly evolves, shaped by various factors, including economic conditions, technological advancements, and shifting consumer preferences. From interest rates and final loan

Are you a self-employed individual looking to find a mortgage lender Charleston, SC? Have you encountered roadblocks due to fluctuating income and unconventional financial documentation?

When buying a home, securing a mortgage is a significant financial decision. One of the most critical factors that influences the cost of your mortgage

Are you dreaming of owning property in the U.S. but not a citizen? No worries! Foreign national loans offer a way for non-U.S. citizens to

Dreaming of owning a home? Your credit score is critical to getting a great mortgage rate. Here’s how to give it a boost: Check Your

Inflation is a term that often surfaces in discussions about the economy, and its effects ripple through many aspects of our financial lives. One area

In the world of mortgages, there’s no “one-size-fits-all” solution. As our financial lives become more diverse and complex, so do our mortgage needs. Enter Non-QM

Have you ever wondered what a mortgage lender does exactly? If so, you’re not alone. The home-buying process is a complicated one with a lot

In this blog, we’ll explore recent credit event loans, what they are, and how Homespring Mortgage can assist you in securing a mortgage even after an unfortunate credit event.

Investing in a condominium-hotel hybrid, commonly known as a “condotel,” offers a unique opportunity to own a property that combines a condo’s comforts with a

Mortgages play a significant role in the financial lives of many individuals and families. They allow people to achieve the dream of homeownership and build

Summer is the perfect season for embarking on the journey of homeownership. With the warmer weather, longer days, and a hot housing market,

A lot of things changed over the past three years, and many industries were completely devastated by COVID

As we roll into 2022, many of us are resolving to make positive changes in our lives going forward. One of the best investments you can make for your financial future is to buy into homeownership.

Although budgeting and saving come naturally to some, they don’t for everyone. It only takes a few knocks on your credit to drop your credit

There are times when potential homeowners might have the means to obtain a loan, but they simply don’t have the necessary documents and credentials.

Although COVID has had a significant effect on a lot of industries, the one thing that has appeared to weather the storm and to thrive amid the chaos is real estate.